Because powerful people like being able to deny banking services without strong legal grounds. Everyone who complained about https://www.federalregister.gov/documents/2025/08/12/2025-15... would be opposed to your idea too, because they want to be able to debank people they don't like.

I've argued[0] for similar involvement by the USPS. Got a lot of "good idea!" comments and no traction.

[0] https://news.bloombergtax.com/tax-insights-and-commentary/se...

They do.

https://www.usps.com/shop/money-orders.htm

USPS should have issued every American an official government email address 20 years ago

Don’t you think they’ve got enough to do already with dwindling resources?

Sure, postal banking [0] has been around forever. Could it be updated to the modern day and in the US? Of course! Why not? Because we apparently just can't have nice things.

It's a perfectly good idea that just doesn't have political traction in this era.

We could also have, you know, universal health care. Like any other normal country.

[0] https://en.wikipedia.org/wiki/Postal_savings_system

do you have a moment to talk about your savior the Congressional Lobbyist?