Item id: 49733718
7 hours ago
Quite a few successful businesses have their origin story in the founders starting business A, running into some annoying problem, then starting business B to solve that problem.
Be the party robot liability insurer you want to see in the world.
11 hours ago
If you make robots then you are probably looking at product liability insurance, not general liability insurance…though a robotmaker would usually have that too for general liability.
But I am not an insurance agent.
10 hours ago
I'm not looking for manufacturer. I bought robots from a manufacturer and I have build some custom apps like adding a voice agent for Halloween. i also have simplified some devtooling for RL. I have some universities asking me to showcase the bots and sample apps in their AI innovation centers so that students get exposure to programming robots.
But for me to go on the campus with robots they want me to carry 2M in general liability. When I speak to insurance providers they are putting in a category that is not insurable by the common home, auto and small biz insurance.
9 hours ago
I think, not that I know, that they are expecting YOU, not your robots to have the liability insurance. If they go crazy, I think it is you they sue. Not the robots.
12 hours ago
I think you have some insurance from companies. Or not. In case of murder we’ll got a cool idea for the new film about robots
10 hours ago
Is it murder if a rented lawnmower kills a person?
10 hours ago
dude take a chill pill...the robots I have are 3 ft and weigh 40 lbs.
an hour ago
Would you rather fight one chicken sized robot or 100 robot sized chickens?
9 hours ago
When in doubt, I hear Llyods of London will insure anything, for the right price.
11 hours ago
General liability umbrella policy for $1-$5MM is like $1-5k / year.
11 hours ago
Renting robots for parties probably requires a rider.
10 hours ago
the insurance industry is robophobic. they don't understand the fn difference between T800 robot in a boxing ring and a kid sized booster K1.
8 hours ago
If you can’t get insurance for a business at a cost effective price, the business idea is probably not viable.
2 hours ago
It’s not just me that has this business idea. What about companies like Tau Robotics, they are to tele-operate robots. BTW I saw their general liability clause for in service agreement:
14. Limitation of liability
To the fullest extent permitted by California law:
Our total liability to you for any claim arising out of a cleaning is limited to $2,500.
We are not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits, lost data, or loss of use.
What this does not limit. Nothing in these Terms limits our liability for death or personal injury caused by our negligence, for fraud, for willful injury, or for anything else that cannot be limited under California Civil Code §1668 or other applicable law.
11 hours ago
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