It's about time somebody creates an onroute KYC to banks and offramp to spend so that you upload you KYC in the KYC app and then you can potentially open as many bank accounts as there are banks in the country, and the same for the offramp for the spending

Openbanking should be the priority and immediately after that openstockbrokering too

As of now people don't have their savings in USD and their investments in SP500 but in [bank of choice]USD and in [broker of choice]SP500

This means that outage or one of the usual dumb flagging that make banks stop providing you services until you send them an x-ray of your colon could potentially leave you without spendable money even if you have a million dollars or more