Just released an hour ago:

From their X account: https://x.com/XMoney/status/2081802002539876506

With Money, you get:

• Free, instant transfers on • Up to 6.00% APY • 3% cashback on eligible purchases with the Card • Early direct deposit — up to two days before your normal payday • Wires, checks, and free ATM withdrawals • Fast, dedicated support when you need it

How soon before it gets hacked and everyone loses everything?