Haha, re: finances, everyone wants to know this! Give or take, yeah! I just felt obligated to go all in with the dogfooding. It's probably TMI for most folks, but other users don't have to do the same: https://finfam.app/faq#faq-data_visibility

FinFam is private by default, but publishable by design. It's also totally valid to build/publish hypothetical/prototypical scenarios for the sake of demonstration.

Re: manual entry, the income and expenses were, yeah. The balances from the accounts are all ingested via our "Magic Sync" which is really just parsing from screenshots. Works with Monarch Money, works with spreadsheets. And you don't have to deal with the nightmare of "open banking" (I helped build the first version of Stripe's Financial Connections product and I'd like to delay using it as long as possible...)

Haha, spent many hours on the Bogleheads wiki, and I do love it. But yeah, I'd love it even more if it had fields I could punch values into. If only there was some sort of site for that...

Thanks! Yeah, far-flung plans for integrations. Currently I'm getting way more mileage out of letting other products do the integrations for me. I.e., I use Monarch Money and just upload the screenshots to FinFam which parses out the balances.

I helped build the first version of Stripe's Financial Connections product and while the alumni credit is tempting, I'd like to delay using it as long as possible... Too many error conditions and it's not like planning calls for that level of precision anyways.

Relatable. While I doubt I'd have been able to do all the frontend myself without an agent, it's still pretty early for LLMs + money.

It depends on where you're starting a thread, but assuming you're starting the thread in a view, then we prime the chat with:

- The user's configured financial literacy, education level, etc.

- The reasoning and actual results of the calculator as you see them

- Summary metrics from the space that the view is saved in

The last point is pretty critical. The idea is that you build your own context from the bottom up, exposing as much or as little as you want for the scenario you want to explore. Add the relevant assets/liabilities/income/expenses, and we have a little cash-basis accounting simulator that projects all that into a "scope" usable by the Views, as well as the chatbot ("Finn" http://finfam.app/finn).

Handing these metrics to the chat unlocks a lot of the magic of the chatbot as a "neutral explainer". Any creator can upload a spreadsheet, but as we've currently exposed it, Finn is meant to be moderate and just there to close any explanatory gaps that the creator may have left out, or not considered. If you're looking at a view about buying a second house, Finn's supposed to give you a gut check if you have particularly low cash reserves.

A lot of a financial advisor's time and role is filling gaps in your financial literacy, and a 24/7 chatbot is honestly just better at explaining the difference between a credit and debit card.

Haha, glad you like it! So, originally this was a B2B concept for a friend who was starting an advisory. Original model was around referrals, and advisor client funnels. That might still have a place, but tbd.

The B2C version you're looking at is an app store, so marketplace / app fee structure. Currently, when you save a View to your space, you're actually subscribing to updates. Instead of paying for a newsletter you have to read, digest, and model off, FinFam enables a paid subscription to a spreadsheet that gives you an answer. Skip the read, straight to the guidance.

For most people facing decisions with significant financial components, they keep an eye on the situation for weeks if not months. If they're subscribed to an expert's View, they can pay per update or per time period, kind of like Patreon.

I'm thinking we'll probably add some premium tier for certain SaaS features. E.g., similar to Figma, you can have X spaces, but if you want more, you need to pay more. Something tied to advanced use cases, # of chatbot convos, etc.

For now it's all available for the low low cost of bug reports. the more detailed the better!